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GlossaryPayments & accounts

Cash balance

Deposited funds and realized account value that are not classified as promotional credit.

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Direct answer

Where this term appears

This term commonly appears in the cashier, account verification flow, payment-method limits, withdrawal page, transaction history, or broker terms. Availability can change by account currency and location.

Use the definition above together with the exact value, condition, timestamp, account, product, or payment context shown by the broker.

Do not confuse

How Cash balance differs from related terms

Cash balance is often researched beside Locked funds and Bonus balance and Fiat currency. The labels can appear in the same workflow, but they do not describe the same field or condition.

01
Locked funds

Cash or promotional value that cannot currently be withdrawn because of bonus terms, pending transactions, verification, disputes, or account restrictions.

02
Bonus balance

Promotional credit kept separately from cash balance and often subject to turnover or cancellation rules.

03
Fiat currency

Government-issued currency such as USD, EUR, JPY, or INR, as distinct from cryptocurrency or promotional credit.

Practical use

Convert the promotion headline into account conditions

Cash balance means deposited funds and realized account value that are not classified as promotional credit. A promotion can change cash balance, bonus balance, qualifying volume, expiry, eligible products, cancellation, and withdrawal rights. Its percentage is not meaningful without those conditions.

A neutral example

Save the dated offer and acceptance screen, then calculate required turnover from the applicable base amount and multiplier. Record which trades qualify and what happens after cancellation, expiry, loss, or withdrawal.

01
Eligibility

Account, country, language, payment method, code, start date, and end date.

02
Balance mechanics

Cash, bonus, profit, loss allocation, turnover, exclusions, and progress ledger.

03
Exit

Withdrawal restriction, cancellation, forfeiture, abuse rule, and complaint route.

In a broker review

How to use Cash balance in a comparison

In a broker review, do not read Cash balance in isolation. Match the broker's own definition to the relevant contract, account, pricing, payment, or platform screen and record the condition that changes its meaning.

Comparison context

Why it matters when comparing brokers

How to use this term

Funding convenience and withdrawal quality are separate questions. Compare limits, supported currencies, ownership checks, processing stages, fees, bonus interaction, and the route used to return funds.

What it does not prove

A fast deposit does not prove that withdrawals use the same method or processing time. Verification, source-of-funds checks, bonus rules, and payment-provider limits can apply later.

Broker checklist

What to verify

Check these points on the broker's product screen, account flow, terms, or help pages.

01
Method limits

Compare minimum, maximum, fee, currency, and country availability for each route.

02
Ownership checks

Confirm account-name, card, bank, wallet, KYC, and source-of-funds requirements.

03
Withdrawal path

Read same-method, priority, processing, rejection, and document-request rules.

04
Balance effect

Check whether conversion or promotional credit changes the withdrawable amount.

Quick answers

Common questions

Short answers for users comparing binary options brokers and account conditions.

What is Cash balance commonly compared with?

Cash balance is commonly compared with Locked funds. Locked funds means: Cash or promotional value that cannot currently be withdrawn because of bonus terms, pending transactions, verification, disputes, or account restrictions.

Why does this term matter when comparing brokers?

Funding convenience and withdrawal quality are separate questions. Compare limits, supported currencies, ownership checks, processing stages, fees, bonus interaction, and the route used to return funds.

What should I check when comparing this feature?

A fast deposit does not prove that withdrawals use the same method or processing time. Verification, source-of-funds checks, bonus rules, and payment-provider limits can apply later. Check the broker's definition, applicable terms, and account or product screen before relying on the label.