Common comparison error
Locked funds availability does not override account-holder matching or the sequence imposed by Account verification tier.
GlossaryPayments & accounts
Locked funds
Cash or promotional value that cannot currently be withdrawn because of bonus terms, pending transactions, verification, disputes, or account restrictions.
Practical use
How to verify Locked funds
Read Locked funds together with Cash balance, Account verification tier, Card deposit. The comparison must preserve the exact rule, value, state, and evidence described below.
A neutral example
The policy promises two business days for Locked funds; a Friday request crossing a holiday separates broker queue time, bank delivery, and the rule for Cash balance. The evidence must resolve the defining Locked funds boundary: bonus rules, pending payments, verification, disputes, or restrictions can each make a balance unavailable.
Evidence path
Where to verify Locked funds
Use the source that governs the exact contract, account, entity, or platform state. A general definition cannot replace current broker terms.