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GlossaryRegulation & safety

Client-money segregation

An arrangement intended to keep customer funds separate from a firm's operating money. It does not by itself prove insolvency protection.

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Direct answer

Where this term appears

Look for this term in the footer, terms, legal documents, verification notices, complaints policy, regulator register, or account restrictions. Match the entity and domain exactly.

Use the definition above together with the exact value, condition, timestamp, account, product, or payment context shown by the broker.

Do not confuse

How Client-money segregation differs from related terms

Client-money segregation is often researched beside Insolvency protection and Firm reference number and Authorised firm. The labels can appear in the same workflow, but they do not describe the same field or condition.

01
Insolvency protection

The legal and operational treatment of customer balances if a broker or payment provider fails. Coverage varies by entity, product, and jurisdiction.

02
Firm reference number

An identifier assigned in a regulatory register. A copied or valid number does not prove that a website belongs to that firm.

03
Authorised firm

A legal entity recorded by a named authority as permitted to conduct specified activities. The status may not cover every product, domain, client type, or country.

Practical use

Read the number on one consistent basis

Client-money segregation means an arrangement intended to keep customer funds separate from a firm's operating money. It does not by itself prove insolvency protection. A numeric field is useful only when its unit, numerator, denominator, observation period, account scope, and exclusions are stated. Two brokers can display the same number while measuring different things.

A neutral example

Record the displayed value together with the asset or payment method, account tier, currency, product, timestamp, and condition. Recalculate the figure from the underlying amounts where possible.

01
Definition

The broker's formula, unit, scope, and included result states.

02
Observation

A dated screen or transaction record showing the value in its real context.

03
Normalization

The converted value on the same net, gross, per-trade, per-day, or per-method basis used for competitors.

In a broker review

How to use Client-money segregation in a comparison

In a broker review, do not read Client-money segregation in isolation. Match the broker's own definition to the relevant contract, account, pricing, payment, or platform screen and record the condition that changes its meaning.

Comparison context

Why it matters when comparing brokers

How to use this term

Legal names, domains, licenses, client eligibility, complaint routes, and product permissions must be checked together. A company name or registration number alone is not evidence that a specific product is supervised for a specific user.

What it does not prove

A logo, certificate image, company registration, or general financial license does not automatically cover binary options, every country, or the website being reviewed.

Broker checklist

What to verify

Check these points on the broker's product screen, account flow, terms, or help pages.

01
Entity and domain

Match the contracting company, legal address, domain, and account terms.

02
Permission scope

Check product, client, jurisdiction, and entity coverage in an official register where applicable.

03
Complaint path

Identify internal escalation, response times, dispute resolution, and external remedies.

04
Warning signs

Treat impersonation, guaranteed returns, remote access, recovery fees, and deposit pressure as red flags.

Quick answers

Common questions

Short answers for users comparing binary options brokers and account conditions.

What is Client-money segregation commonly compared with?

Client-money segregation is commonly compared with Insolvency protection. Insolvency protection means: The legal and operational treatment of customer balances if a broker or payment provider fails. Coverage varies by entity, product, and jurisdiction.

Why does this term matter when comparing brokers?

Legal names, domains, licenses, client eligibility, complaint routes, and product permissions must be checked together. A company name or registration number alone is not evidence that a specific product is supervised for a specific user.

What should I check when comparing this feature?

A logo, certificate image, company registration, or general financial license does not automatically cover binary options, every country, or the website being reviewed. Check the broker's definition, applicable terms, and account or product screen before relying on the label.