{
  "schemaVersion": "1.0.0",
  "editorialPolicy": "These records establish first-party source baselines only. They do not assert that a term changed. A confirmed-change record requires condition-matched before-and-after evidence; affiliate destinations are excluded.",
  "records": [
    {
      "id": "TERM-BABA-LEGAL-BASELINE",
      "brokerSlug": "babaoption",
      "status": "baseline",
      "topic": "legal-entity",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "site operator and regulation", "currency": "not applicable", "platform": "web" },
      "source": { "title": "BABAOPTION regulation page", "url": "https://www.babaoption.com/en/company/corporate/regulation", "publisher": "BABAOPTION", "evidenceType": "first-party-public-page", "observedOn": "2026-07-08", "locale": "en" },
      "evidenceSummary": "First-party legal and regulation source captured as a comparison baseline.",
      "claimBoundary": "No legal-entity or licence change is inferred from this baseline record.",
      "materiality": "unknown",
      "affectedFields": ["operating entity", "domain scope", "licence context"]
    },
    {
      "id": "TERM-PO-WITHDRAWAL-BASELINE",
      "brokerSlug": "pocket-option",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "payment and withdrawal policy", "currency": "method dependent", "platform": "web" },
      "source": { "title": "Pocket Option payment policy", "url": "https://m.pocketoption.com/en/payment-policy/", "publisher": "Pocket Option", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party payment-policy source captured for method, ownership, and withdrawal-rule comparisons.",
      "claimBoundary": "No current rule or policy change is inferred without a condition-matched extract.",
      "materiality": "unknown",
      "affectedFields": ["withdrawal method", "payment ownership", "processing rule"]
    },
    {
      "id": "TERM-QUOTEX-WITHDRAWAL-BASELINE",
      "brokerSlug": "quotex",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "account FAQ", "currency": "method dependent", "platform": "web" },
      "source": { "title": "Quotex FAQ", "url": "https://qxbroker.com/en/faq/", "publisher": "Quotex", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party FAQ captured as the baseline entry point for account and withdrawal conditions.",
      "claimBoundary": "The baseline does not establish a processing time or a change in terms.",
      "materiality": "unknown",
      "affectedFields": ["account requirements", "withdrawal conditions"]
    },
    {
      "id": "TERM-DERIV-WITHDRAWAL-BASELINE",
      "brokerSlug": "deriv",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "entity and country dependent", "accountStatus": "public", "product": "payment methods", "currency": "method dependent", "platform": "web" },
      "source": { "title": "Deriv payment methods", "url": "https://deriv.com/payment-methods", "publisher": "Deriv", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party payment-method source captured for regional method, limit, and processing comparisons.",
      "claimBoundary": "Available methods and limits must be tied to entity, country, currency, and account state; no change is inferred.",
      "materiality": "unknown",
      "affectedFields": ["payment method", "withdrawal limit", "processing window"]
    },
    {
      "id": "TERM-IQ-WITHDRAWAL-BASELINE",
      "brokerSlug": "iq-option",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "entity and country dependent", "accountStatus": "public", "product": "withdrawal rules and limitations", "currency": "method dependent", "platform": "web" },
      "source": { "title": "IQ Option withdrawal process, rules and limitations", "url": "https://blog.iqoption.com/en/iq-option-withdrawal-process-rules-and-limitations/", "publisher": "IQ Option", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party withdrawal article captured as a rules baseline.",
      "claimBoundary": "The article is a baseline source, not evidence of a current account outcome or term change.",
      "materiality": "unknown",
      "affectedFields": ["withdrawal process", "verification", "method limitation"]
    },
    {
      "id": "TERM-OLYMP-WITHDRAWAL-BASELINE",
      "brokerSlug": "olymp-trade",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "withdrawal process", "currency": "method dependent", "platform": "web" },
      "source": { "title": "Olymptrade withdrawals", "url": "https://olymptrade.com/pages/trading/withdrawals/", "publisher": "Olymptrade", "evidenceType": "first-party-public-page", "observedOn": "2026-07-08", "locale": "en" },
      "evidenceSummary": "First-party withdrawal page captured for process and payment-method comparisons.",
      "claimBoundary": "No universal speed or term change is inferred from the source baseline.",
      "materiality": "unknown",
      "affectedFields": ["withdrawal process", "payment method", "processing window"]
    },
    {
      "id": "TERM-EXPERT-ACCOUNT-BASELINE",
      "brokerSlug": "expertoption",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "account FAQ", "currency": "method dependent", "platform": "web" },
      "source": { "title": "ExpertOption FAQ", "url": "https://expertoption.com/trade/faq/", "publisher": "ExpertOption", "evidenceType": "first-party-public-page", "observedOn": "2026-07-08", "locale": "en" },
      "evidenceSummary": "First-party FAQ captured as a baseline for account, verification, and money-movement questions.",
      "claimBoundary": "The baseline does not verify a withdrawal result, processing time, or policy change.",
      "materiality": "unknown",
      "affectedFields": ["account requirements", "verification", "withdrawal conditions"]
    },
    {
      "id": "TERM-BUBINGA-PROMO-BASELINE",
      "brokerSlug": "bubinga",
      "status": "baseline",
      "topic": "bonus",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "homepage promotion entry", "currency": "unspecified", "platform": "web" },
      "source": { "title": "Bubinga homepage", "url": "https://bubinga.com/", "publisher": "Bubinga", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party public entry point captured for promotion-term discovery.",
      "claimBoundary": "A homepage promotion is not sufficient to establish turnover, expiry, withdrawal impact, or a change in terms.",
      "materiality": "unknown",
      "affectedFields": ["promotion entry point", "bonus terms"]
    },
    {
      "id": "TERM-BINOMO-OTC-BASELINE",
      "brokerSlug": "binomo",
      "status": "baseline",
      "topic": "price-source",
      "conditions": { "region": "unspecified", "accountStatus": "public", "product": "OTC assets", "currency": "not applicable", "platform": "web" },
      "source": { "title": "What do OTC assets mean", "url": "https://helpcenter.binomo5.com/hc/en-us/articles/360046674934-What-do-OTC-assets-mean", "publisher": "Binomo", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "en" },
      "evidenceSummary": "First-party OTC help article captured as a classification baseline.",
      "claimBoundary": "The baseline does not establish the live source, quote path, or settlement basis of a particular observed instrument.",
      "materiality": "unknown",
      "affectedFields": ["OTC label", "trading session", "price-source explanation"]
    },
    {
      "id": "TERM-THEOPTION-WITHDRAWAL-BASELINE",
      "brokerSlug": "theoption",
      "status": "baseline",
      "topic": "withdrawal",
      "conditions": { "region": "Japan-localized", "accountStatus": "public", "product": "trading FAQ", "currency": "JPY context", "platform": "web" },
      "source": { "title": "theoption trading FAQ", "url": "https://jp.theoption.com/ja-jp/trading-faqs", "publisher": "theoption", "evidenceType": "first-party-public-page", "observedOn": "2026-07-09", "locale": "ja-JP" },
      "evidenceSummary": "First-party Japanese FAQ captured as the localized withdrawal baseline.",
      "claimBoundary": "The localized baseline must not be generalized to other regions, currencies, or account conditions; no change is inferred.",
      "materiality": "unknown",
      "affectedFields": ["minimum withdrawal", "localized account rule", "JPY context"]
    }
  ]
}